NM

Founder & Editor

Naveed Malik

Founder of InsuranceByTrade. Researches business insurance requirements by trade from state regulators, the NAIC and insurer filings.

What Naveed covers

Business insurance for small businesses, freelancers and tradespeople: which policies each profession needs, what they typically cost, and what each state requires. Every guide follows our editorial policy and research process.

Recent guides

Hair Stylist InsuranceMost hair stylists need general liability and professional liability insurance. General liability co... Barber InsuranceBarbers usually need general liability and professional liability insurance. General liability cover... Nail Technician InsuranceNail technicians typically need general liability and professional liability insurance, and salon ow... Esthetician InsuranceEstheticians usually need professional liability and general liability insurance. Professional liabi... Massage Therapist InsuranceMassage therapists usually need professional liability and general liability insurance. Professional... Personal Trainer InsurancePersonal trainers usually need professional liability and general liability insurance. Professional... Yoga Instructor InsuranceYoga instructors usually need professional liability and general liability insurance. Professional l... Pilates Instructor InsurancePilates instructors usually need professional liability and general liability insurance. Professiona... Photographer InsuranceMost photographers need general liability insurance (often required by wedding and event venues), eq... Videographer InsuranceVideographers usually need general liability insurance for venue and client requirements, equipment... DJ InsuranceMost DJs need general liability insurance because venues, wedding halls and event planners often req... Event Planner InsuranceEvent planners usually need general liability for guest injuries and venue damage, plus professional...