Business Insurance by Profession

Hair Stylist InsuranceMost hair stylists need general liability and professional liability insurance. General liability covers client injuries such as a...Read guide Barber InsuranceBarbers usually need general liability and professional liability insurance. General liability covers accidents like a client trip...Read guide Nail Technician InsuranceNail technicians typically need general liability and professional liability insurance, and salon owners add property and workers'...Read guide Esthetician InsuranceEstheticians usually need professional liability and general liability insurance. Professional liability covers service injuries l...Read guide Massage Therapist InsuranceMassage therapists usually need professional liability and general liability insurance. Professional liability covers claims that...Read guide Personal Trainer InsurancePersonal trainers usually need professional liability and general liability insurance. Professional liability covers claims that y...Read guide Yoga Instructor InsuranceYoga instructors usually need professional liability and general liability insurance. Professional liability covers claims that yo...Read guide Pilates Instructor InsurancePilates instructors usually need professional liability and general liability insurance. Professional liability covers claims that...Read guide

Photographer InsuranceMost photographers need general liability insurance (often required by wedding and event venues), equipment coverage for cameras a...Read guide Videographer InsuranceVideographers usually need general liability insurance for venue and client requirements, equipment coverage for cameras, gimbals,...Read guide DJ InsuranceMost DJs need general liability insurance because venues, wedding halls and event planners often require a certificate of insuranc...Read guide Event Planner InsuranceEvent planners usually need general liability for guest injuries and venue damage, plus professional liability for mistakes like b...Read guide

Catering InsuranceCaterers usually need general liability (including product liability for food-borne illness), liquor liability if they serve alcoh...Read guide Food Truck InsuranceFood trucks typically need commercial auto insurance for the truck, general liability for customer injuries and food-borne illness...Read guide Restaurant InsuranceRestaurants usually need a business owner's policy (general liability plus property), workers' compensation, and liquor liability...Read guide Bakery InsuranceBakeries usually need general liability with product coverage for customer injuries and food-related claims, plus a business owner...Read guide

Daycare InsuranceDaycares usually need general liability for injuries to children and visitors, abuse and molestation coverage (often excluded from...Read guide Home Care Agency InsuranceA home care agency usually needs general liability, professional liability, workers' compensation for its caregivers, and hired an...Read guide

Handyman InsuranceA handyman mainly needs general liability insurance, plus tools and equipment coverage and commercial auto if you use a work vehic...Read guide General Contractor InsuranceA general contractor needs general liability with completed operations coverage, workers' compensation, commercial auto, and tools...Read guide Electrician InsuranceElectricians need general liability with completed operations coverage, workers' compensation once they hire, commercial auto for...Read guide Plumber InsurancePlumbers need general liability insurance that covers sudden water damage and completed work, workers' compensation once they hire...Read guide HVAC Contractor InsuranceHVAC contractors need general liability with completed operations coverage, workers' compensation, commercial auto for service van...Read guide Painting Contractor InsurancePainters need general liability insurance to cover damage to customers' property and injuries, workers' compensation once they hir...Read guide Roofing Contractor InsuranceRoofers usually need general liability, workers' compensation, commercial auto and tools and equipment insurance. Roofing is high-...Read guide

Independent Contractor InsuranceMost independent contractors need general liability insurance, and anyone giving advice or professional services also needs profes...Read guide Insurance for ConsultantsConsultants mainly need professional liability (errors and omissions), because clients can sue over advice that leads to losses. M...Read guide IT Consultant InsuranceMost IT consultants need professional liability (tech E&O) first, because the biggest risk is a client claiming your work caused d...Read guide Real Estate Agent InsuranceReal estate agents mainly need errors and omissions (E&O) insurance, which covers claims that you made a mistake, missed a disclos...Read guide Therapist & Counselor InsuranceTherapists and counselors mainly need professional liability, also called malpractice insurance, which covers claims that your cou...Read guide Physical Therapist InsurancePhysical therapists need professional liability (malpractice) insurance first, because patients can claim a treatment caused injur...Read guide

Landscaping Business InsuranceLandscapers typically need general liability, commercial auto, tools and equipment insurance, and workers' compensation once they...Read guide Cleaning Business InsuranceCleaning businesses usually need general liability, a janitorial bond, and workers' compensation once they hire. Insureon's 2026 d...Read guide Pressure Washing InsurancePressure washing businesses usually need general liability, tools and equipment insurance, commercial auto and workers' comp once...Read guide Pest Control InsurancePest control businesses usually need general liability, pollution coverage, commercial auto and workers' comp. Many also add profe...Read guide

Auto Repair Shop InsuranceAuto repair shops usually need general (garage) liability, garagekeepers coverage for customers' cars, commercial property, worker...Read guide Delivery Driver InsuranceDelivery drivers need auto coverage that allows business use. Personal auto policies often exclude deliveries, so gig drivers may...Read guide

Landlord InsuranceLandlords need a landlord (dwelling or commercial property) policy that covers the building, liability for injuries on the propert...Read guide Nonprofit InsuranceMost nonprofits need general liability insurance for injuries at events and programs, plus directors and officers (D&O) insurance...Read guide Insurance for an LLCAn LLC limits your personal liability for business debts, but it doesn't replace insurance. The LLC itself can still be sued, and...Read guide Online Store InsuranceOnline stores mainly need product liability insurance, which covers injuries or damage caused by products you sell, and cyber insu...Read guide Home-Based Business InsuranceMost home-based businesses need their own business insurance because homeowners and renters policies usually exclude or sharply li...Read guide Church InsuranceChurches usually need general liability for injuries on church property and at events, property coverage for buildings and content...Read guide

Nurse Malpractice InsuranceMost nurses are covered by their employer's malpractice policy at work, but that policy protects the hospital first and usually st...Read guide Dentist InsuranceDentists need professional liability (dental malpractice) insurance to cover claims that treatment caused harm, plus a business ow...Read guide Chiropractor InsuranceChiropractors need chiropractic malpractice (professional liability) insurance to cover claims that an adjustment or treatment cau...Read guide Social Worker InsuranceSocial workers need professional liability (malpractice) insurance for claims that their assessment, counseling or case decisions...Read guide

Veterinarian InsuranceVeterinarians usually need professional liability (malpractice) insurance for claims that treatment harmed an animal, plus general...Read guide Pet Business InsurancePet sitters, dog walkers, groomers and trainers usually need general liability plus coverage for animals in their care, often call...Read guide